Financing
Get The Thrills You Want. Pay Later.
Building the vehicle you actually want shouldn't mean waiting years to save up piece by piece. Our financing program is built specifically for performance and off-road upgrades — parts and installation, bundled into one predictable monthly payment, usable nationwide at participating shops and merchants.
Apply for Financing
How It Works
Apply Online
Complete a quick, secure financing application — takes just a few minutes from any device.
Get Approved
Applications are typically reviewed fast, with financing options tailored to your build budget.
Choose Your Parts
Work with our team or your preferred installer to select the parts for your build.
Install & Enjoy
Get your build done at a participating installer and drive away with your upgrade complete.
What Can Be Financed
- Performance upgrades — turbochargers, superchargers, exhaust systems
- Off-road mods — lift kits, winches, off-road tires
- Styling & accessories — wraps, interior upgrades, lighting kits
- Wheels & tire packages
- Audio systems and electronics
- Combined multi-category builds
Financing FAQ
What credit score do I need to qualify?
Financing options can vary based on individual credit profiles. We recommend applying to see the specific options available to you — the application does not commit you to accepting an offer.
How long does approval take?
Applications are typically reviewed quickly, often within the same day, though timing can vary.
Can I use financing at any installer?
Financing is usable at participating shops and merchants nationwide. Check with your preferred installer to confirm participation.
Is there a minimum purchase amount to finance?
Minimums can vary by financing plan — details are provided during the application process before you commit.
Can I pay off my financing early?
Terms vary by plan — review the specific terms provided at approval, or ask your financing provider directly about early payoff options.